LIC: If you are a woman, take Aadhaar Rock plan by paying Rs 250, know the benefits. LIC If you are a woman, take Aadhaar Sheila scheme by giving Rs. 250, know its benefits

Only 250 policy is available

Women can avail LIC’s Aadhaar Sheila Yojana for just Rs 250. In the policy you get a minimum insurance cover of Rs 75000 and a maximum of Rs 3 lakh. You can take this policy for 10 to 20 years. Bonus facility is also available in LIC’s Aadhaar Sheila scheme. One good thing is that you don’t need a medical to get a support policy.

Get auto toe cover

Get auto toe cover

LIC also provides .to cover under Aadhaar Sheila policy. Not only that, you will also get income tax benefit. For this policy, 15 days free appearance period is given by LIC. That is, if you do not find the policy appropriate, you can return it within 15 days. As for the age rule, Aadhaar Sheila policy for women aged 8 to 55 years.

Aadhaar card is important

Aadhaar card is important

Any woman who wants to take Aadhaar policy has to submit Aadhaar card. You will have to pay a regular premium in this policy. The family will receive financial assistance on the death of the policyholder during the term of the policy. Speaking of premiums, in addition to monthly, you can also collect premiums on a quarterly and half-yearly basis.

How much is the premium?

How much is the premium?

If you are 31 years old and you take a base policy for a period of 20 years, then with 4.5% tax, you will have to pay a premium of Rs 10,959 in the first year. After this, the tax will be 2.25 per cent and your premium will be Rs 10,723. If you look on a daily basis, you can pay this premium by saving only Rs 29 per day. LIC will also give you an extra 15 to 30 days to pay the premium. If you want to cancel the policy, this can happen within 15 days of the plan.

You will get a large amount on maturity

You will get a large amount on maturity

You will deposit Rs. 2,14,696 during the term of the policy. But on maturity you will get Rs 3.97 lakh. If five years of the policy term have elapsed and at least 5 full annual premiums have been paid, the policyholder will also get an addition of loyalty at the time of exit. This benefit is available on both the occasion of death or maturity.

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